Actuariat et durabilité : au service de l’équilibre

Actuaries are professionals in the assessment, modeling, and management of economic, financial, insurance, and social risks. As guarantors of the long-term equilibrium of the insurance and financial system, they are involved in the entire value chain of market organizations. With ʺSolvabilité IIʺ, t...

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Autor principal: Bauduin, Laurence
Format: Article ou chapitre numérique
Idioma:Français
Publicat: 2024
Accés en línia:Accès Université d'Orléans et IFPM
Accès Université d'Orléans et IFPM
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Sumari:Actuaries are professionals in the assessment, modeling, and management of economic, financial, insurance, and social risks. As guarantors of the long-term equilibrium of the insurance and financial system, they are involved in the entire value chain of market organizations. With ʺSolvabilité IIʺ, the decade 2010-2020 has seen the importance of the actuarial function in the governance of insurance companies confirmed, and the pace of technological change accelerated. The successive shocks observed since the 2020s, against a backdrop of intensifying climatic, geopolitical, and cyber risks, now place actuaries in the position of experts and benchmark players on a broader spectrum of sustainability-related risks, calling into question the very fundamentals of insurance. At the service of the general interest, the French Institute of Actuaries, which has organized and represented the profession for over 130 years, encourages innovation and inter disciplinarity to support these transitions.